Corporate Internet Banking by Bank Neo Commerce

There is a significant demand from enterprises for seamless and efficient access to their financial management systems. Core functionalities such as fund transfers, bill payments, tax remittances, and invoice generation require a robust and feature-rich interface that exceeds the capabilities of standard mobile applications, primarily due to UI constraints and limited computational resources. To accommodate these advanced operational needs, we have developed a web-based platform optimized for high-performance financial workflows. The application is also fully responsive and accessible on larger-screen devices, such as iPads and tablets, enabling enhanced usability and a more intuitive user experience across multiple form factors

About Internet Banking

Time Frame

The MVP will be completed in 2 sprints, it includes bulk transfer and payroll payment. Followed by iterative improvements

The Team

Robin

Back End Developer

Yandri

Front End Developer

Lucky

Project Manager

Saren

Back End Developer

Tools

Kenny

Project Manager

While mobile banking is well-suited for routine personal transactions, corporate financial operations demand a far more robust and sophisticated solution. Enterprises often need to execute high-value transactions involving multiple recipients, such as payroll disbursements and the settlement of diverse obligations across various jurisdictions, swiftly and with absolute precision. Consequently, organizations require a platform engineered to seamlessly accommodate a substantial volume of complex transactions within minutes, ensuring both efficiency and reliability

Project Overview

Creating a robust SaaS platform that caters to the corporate transaction needs, with bunch of features and still maintain the simplicity and user friendliness for people.

Goals and Design Challange

Since we already have clear design guidelines for every part of the platform, there are little to no major challenges on the design side. However, a new issue arose last month when users requested mobile accessibility. This became a challenge because the platform contains wider elements such as tables and complex forms that are typically designed for desktop displays

Users in CIB

We designed this system for three types of users: the first as the Maker, the second as the Approver, and the third as the Master. By separating these roles, we ensure that every transaction is both secure and easy to monitor

This product was developed under a tight timeline, so we conducted usability testing primarily with key stakeholders and potential users, including company representatives and regional bank managers. In addition, we performed a competitive analysis on several similar products already available in the market. Most of these competitors were established banks, along with a few niche companies specializing in specific financial features.

Research Analysis

This product is one of the largest platforms in the industry, offering different services such as Mandiri Internet Banking for individual customers and KOPRA for small businesses. Two distinct platforms focused on internet banking solutions. These platforms provide users with comprehensive insights into their financial and non-financial activities.

Our goal is to develop a similar product that delivers the same level of detailed information while combining all these features into a single, unified web application. This new platform is designed to be easily accessible anytime and anywhere, ensuring a seamless and efficient user experience

KOPRA by Mandiri

Paper id

We also identified a strong demand for an invoice generation feature among business users. To explore best practices, we analyzed Paper.id, which offers a seamless system and a well-focused approach to transaction management and invoice creation. I personally found several of their features highly valuable, particularly the ability to integrate with email and send invoices in real time. Additionally, their intuitive and user-friendly interface greatly enhances the overall user experience, making their platform stand out as a strong benchmark for our product development